UK Insurance Guide Resource Page #2

Term Life Insurance - Level premium term life insurance

Level premium term life insurance is a fully-underwritten product. It offers guaranteed premium rates. Though initial premiums are quite higher if compared to the “yearly renewable policy,” they are guaranteed to be the same throughout the entire term period. It is the most common form of term life insurance.

Term Life Insurance provides the ability to convert it to a permanent coverage later . It also offers the option to pay an extra premium and get a payout if the policy holder is diagnosed with some critical illness.

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